{"id":2248,"date":"2020-03-31T16:39:01","date_gmt":"2020-03-31T14:39:01","guid":{"rendered":"https:\/\/ceccargalati.ro\/ro\/?p=2248"},"modified":"2020-03-31T16:39:01","modified_gmt":"2020-03-31T14:39:01","slug":"sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-acordate-de-institutii-de-credit-si-institutii-financiare-nebancare-anumitor-categorii-de-debitor","status":"publish","type":"post","link":"https:\/\/ceccargalati.ro\/ro\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-acordate-de-institutii-de-credit-si-institutii-financiare-nebancare-anumitor-categorii-de-debitor\/","title":{"rendered":"Sinteza principalelor prevederi ale OUG nr. 37\/2020 privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de institu\u021bii de credit \u0219i institu\u021bii financiare nebancare anumitor categorii de debitori, publicat\u0103 \u00een Monitorul Oficial, Partea I, nr. 261 din 30 martie 2020"},"content":{"rendered":"<div class=\"post-content\" style=\"text-align: justify;\"><strong><a href=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2020\/03\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150.jpg\"><img decoding=\"async\" class=\"alignleft\" src=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2020\/03\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182.jpg\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-17328\" src=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2020\/03\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182.jpg\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" srcset=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2020\/03\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182.jpg 300w, http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2020\/03\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-150x91.jpg 150w, http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2020\/03\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150.jpg 660w\" alt=\"\" width=\"300\" height=\"182\" \/><\/a><a href=\"http:\/\/www.ceccarbusinessmagazine.ro\/ceccar-j85\/\">CECCAR<\/a><\/strong><br \/>\n<strong>Conf. univ. dr.\u00a0<a href=\"http:\/\/www.ceccarbusinessmagazine.ro\/marcel-vulpoi-j88\/\">Marcel\u00a0VULPOI<\/a>,\u00a0expert contabil<\/strong><br \/>\n<strong>reprezentant al CECCAR \u00een VAT Expert Group<\/strong><\/p>\n<p class=\"titlu-negru\"><strong>I. Reglement\u0103ri privind suspendarea pl\u0103\u021bii ratelor aferente \u00eemprumuturilor<\/strong><\/p>\n<p>1. Prin derogare de la prevederile Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 50\/2010 privind\u00a0<b>contractele de credit pentru consumatori<\/b>, cu modific\u0103rile \u0219i complet\u0103rile ulterioare, ale Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 52\/2016 privind contractele de credit oferite consumatorilor pentru\u00a0<b>bunuri imobile<\/b>, precum \u0219i pentru modificarea \u0219i completarea Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 50\/2010 privind contractele de credit pentru consumatori, cu modific\u0103rile ulterioare, \u0219i ale Ordonan\u021bei Guvernului nr. 51\/1997 privind\u00a0<b>opera<\/b><b>\u021b<\/b><b>iunile de leasing\u00a0<\/b>\u0219i societ\u0103\u021bile de leasing, cu modific\u0103rile \u0219i complet\u0103rile ulterioare, obliga\u021bia de plat\u0103 a ratelor scadente aferente \u00eemprumuturilor, reprezent\u00e2nd rate de capital, dob\u00e2nzi \u0219i comisioane, acordate debitorilor de c\u0103tre creditori p\u00e2n\u0103 la data intr\u0103rii \u00een vigoare a prezentei ordonan\u021be de urgen\u021b\u0103\u00a0<b>se suspend\u0103 la cererea debitorului p\u00e2n\u0103 la nou\u0103 luni, dar nu mai mult de 31 decembrie 2020.<\/b><\/p>\n<p>2. Perioada maxim\u0103 de creditare prev\u0103zut\u0103 \u00een reglement\u0103rile creditorilor poate fi dep\u0103\u0219it\u0103 cu o perioad\u0103 egal\u0103 cu durata suspend\u0103rii obliga\u021biei de plat\u0103.<\/p>\n<p>3. Pentru debitorii persoane fizice pentru care prelungirea maturit\u0103\u021bii creditelor dep\u0103\u0219e\u0219te limita de v\u00e2rst\u0103 prev\u0103zut\u0103 prin reglement\u0103rile creditorilor de acordare a creditelor, ace\u0219tia din urm\u0103 procedeaz\u0103 la restructurarea creditelor cu \u00eencadrarea \u00een limita de v\u00e2rst\u0103.<\/p>\n<p>Citi\u021bi mai multe \u00een revista\u00a0<em><a href=\"http:\/\/www.ceccarbusinessmagazine.ro\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-acordate-de-institutii-de-credit-si-institutii-financiare-nebancare-anumitor-categorii-de-debitori-publicata-in-monitorul-oficial-partea-i-nr-2-a6150\/\" target=\"_blank\" rel=\"noopener\">CECCAR Business Magazine<\/a>.<\/em><\/div>\n","protected":false},"excerpt":{"rendered":"<p>CECCAR Conf. univ. dr.\u00a0Marcel\u00a0VULPOI,\u00a0expert contabil reprezentant al CECCAR \u00een VAT Expert Group I. Reglement\u0103ri privind suspendarea pl\u0103\u021bii ratelor aferente \u00eemprumuturilor 1. Prin derogare de la prevederile Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 50\/2010 privind\u00a0contractele de [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,17],"tags":[],"class_list":["post-2248","post","type-post","status-publish","format-standard","hentry","category-articole-ceccar","category-articole-ultima-ora"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/posts\/2248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/comments?post=2248"}],"version-history":[{"count":1,"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/posts\/2248\/revisions"}],"predecessor-version":[{"id":2249,"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/posts\/2248\/revisions\/2249"}],"wp:attachment":[{"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/media?parent=2248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/categories?post=2248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccargalati.ro\/ro\/wp-json\/wp\/v2\/tags?post=2248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}